*,
*::before,
*::after {
  box-sizing: border-box;
  margin: 0;
  padding: 0;
}

body {
  font-family: 'Inter', -apple-system, BlinkMacSystemFont, 'Segoe UI', Roboto, sans-serif;
  color: #43474f;
  background: #f8f9ff;
  line-height: 1.5;
}

a {
  text-decoration: none;
  color: inherit;
}

img {
  display: block;
  max-width: 100%;
}

.page {
  min-width: 1280px;
}

/* Header */
.header {
  position: sticky;
  top: 0;
  z-index: 100;
  height: 89px;
  background: rgba(255, 255, 255, 0.95);
  box-shadow: 0 4px 6px -1px rgba(0, 0, 0, 0.1), 0 2px 4px -2px rgba(0, 0, 0, 0.1);
}

.header__inner {
  display: flex;
  align-items: center;
  justify-content: space-between;
  height: 89px;
  padding: 0 80px;
  max-width: 1280px;
  margin: 0 auto;
}

.header__logo {
  font-size: 24px;
  font-weight: 700;
  color: #002576;
  line-height: 32px;
  flex-shrink: 0;
}

.header__nav {
  display: flex;
  align-items: center;
  gap: 24px;
}

.header__nav-link {
  font-size: 16px;
  line-height: 24px;
  color: #444653;
  white-space: nowrap;
  transition: color 0.2s;
}

.header__nav-link:hover {
  color: #002576;
}

.header__nav-link--active {
  font-weight: 600;
  color: #012e8f;
}

.header__btn {
  display: inline-flex;
  align-items: center;
  justify-content: center;
  flex-shrink: 0;
  padding: 8px 24px;
  background: #ffd31a;
  border-radius: 9999px;
  font-size: 16px;
  font-weight: 700;
  color: #705b00;
  line-height: 24px;
  transition: background 0.2s;
}

.header__btn:hover {
  background: #f5c800;
}

/* Page Title */
.policy-hero {
  padding: 61px 64px 0;
  text-align: center;
}

.policy-hero__title {
  font-size: 48px;
  font-weight: 700;
  color: #012e8f;
  line-height: 56px;
  letter-spacing: -0.96px;
}

/* Article Card */
.policy {
  padding: 0 64px 80px;
}

.policy__card {
  max-width: 1152px;
  margin: 56px auto 0;
  padding: 49px;
  background: rgba(255, 255, 255, 0.9);
  backdrop-filter: blur(6px);
  -webkit-backdrop-filter: blur(6px);
  border: 1px solid rgba(255, 255, 255, 0.15);
  border-radius: 24px;
  box-shadow: inset 0 1px 1px 0 rgba(255, 255, 255, 0.3);
}

.policy__intro {
  font-size: 18px;
  line-height: 28px;
  color: #43474f;
  margin-bottom: 48px;
}

.policy__intro p + p {
  margin-top: 0;
}

.policy__section {
  margin-bottom: 48px;
}

.policy__section:last-child {
  margin-bottom: 0;
}

.policy__heading {
  font-family: 'Hanken Grotesk', 'Inter', sans-serif;
  font-size: 24px;
  font-weight: 600;
  color: #0b1c30;
  line-height: 32px;
  letter-spacing: 0.48px;
  margin-bottom: 16px;
}

.policy__subheading {
  font-size: 20px;
  font-weight: 600;
  color: #43474f;
  line-height: 28px;
  margin: 24px 0 8px;
}

.policy__text {
  font-size: 18px;
  line-height: 28px;
  color: #43474f;
}

.policy__text p + p {
  margin-top: 0;
}

.policy__text p {
  margin-bottom: 0;
}

.policy__highlight {
  color: #012e8f;
}

.policy__link {
  color: #012e8f;
  text-decoration: underline;
}

.policy__link:hover {
  color: #002576;
}

/* Footer */
.footer {
  background: #213145;
  padding: 42px 80px 33px;
}

.footer__inner {
  max-width: 1280px;
  margin: 0 auto;
}

.footer__top {
  display: flex;
  justify-content: space-between;
  gap: 48px;
  padding-bottom: 40px;
}

.footer__brand {
  max-width: 640px;
}

.footer__logo {
  font-size: 24px;
  font-weight: 700;
  color: #dce1ff;
  line-height: 32px;
  margin-bottom: 4px;
}

.footer__tagline {
  font-size: 16px;
  color: rgba(211, 228, 254, 0.8);
  line-height: 24px;
  margin-bottom: 24px;
}

.footer__info {
  font-size: 16px;
  color: rgba(211, 228, 254, 0.8);
  line-height: 24px;
}

.footer__info p + p {
  margin-top: 8px;
}

.footer__links-title {
  font-size: 16px;
  color: rgba(211, 228, 254, 0.8);
  line-height: 34px;
  margin-bottom: 4px;
}

.footer__links {
  list-style: none;
}

.footer__links li {
  line-height: 34px;
}

.footer__links a {
  font-size: 16px;
  color: rgba(211, 228, 254, 0.8);
  text-decoration: underline;
  transition: color 0.2s;
}

.footer__links a:hover {
  color: #fff;
}

.footer__bottom {
  border-top: 1px solid rgba(255, 255, 255, 0.1);
  padding-top: 33px;
}

.footer__copyright {
  font-size: 14px;
  color: rgba(211, 228, 254, 0.6);
  line-height: 20px;
}