*,
*::before,
*::after {
  box-sizing: border-box;
  margin: 0;
  padding: 0;
}

body {
  font-family: 'Inter', -apple-system, BlinkMacSystemFont, 'Segoe UI', Roboto, sans-serif;
  color: #444653;
  background: #f8f9ff;
  line-height: 1.5;
}

a {
  text-decoration: none;
  color: inherit;
}

img {
  display: block;
  max-width: 100%;
}

.page {
  min-width: 1280px;
}

.container {
  width: 1120px;
  max-width: calc(100% - 160px);
  margin: 0 auto;
}

/* Header */
.header {
  position: sticky;
  top: 0;
  z-index: 100;
  height: 89px;
  background: rgba(255, 255, 255, 0.95);
  box-shadow: 0 4px 6px -1px rgba(0, 0, 0, 0.1), 0 2px 4px -2px rgba(0, 0, 0, 0.1);
}

.header__inner {
  display: flex;
  align-items: center;
  justify-content: space-between;
  height: 89px;
  padding: 0 80px;
  max-width: 1280px;
  margin: 0 auto;
}

.header__logo {
  font-size: 24px;
  font-weight: 700;
  color: #002576;
  line-height: 32px;
}

.header__nav {
  display: flex;
  align-items: center;
  gap: 32px;
}

.header__nav-link {
  font-size: 16px;
  line-height: 24px;
  color: #444653;
  transition: color 0.2s;
}

.header__nav-link:hover {
  color: #002576;
}

.header__nav-link--active {
  font-weight: 600;
  color: #002576;
}

.header__btn {
  display: inline-flex;
  align-items: center;
  justify-content: center;
  padding: 8px 24px;
  background: #ffd31a;
  border-radius: 9999px;
  font-size: 16px;
  font-weight: 700;
  color: #705b00;
  line-height: 24px;
  border: none;
  cursor: pointer;
  transition: opacity 0.2s;
}

.header__btn:hover {
  opacity: 0.9;
}

/* Hero */
.hero {
  background: linear-gradient(90deg, #fff 0%, rgba(255, 255, 255, 0.83) 44.712%, rgba(255, 255, 255, 0) 100%);
  padding: 40px 80px 80px;
  max-width: 1280px;
  margin: 0 auto;
}

.hero__inner {
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: 40px;
}

.hero__content {
  flex: 1;
  max-width: 672px;
}

.hero__title {
  font-size: 64px;
  font-weight: 700;
  color: #002576;
  line-height: 80px;
  letter-spacing: -1.28px;
  margin-bottom: 24px;
}

.hero__text {
  font-size: 18px;
  line-height: 28px;
  max-width: 512px;
}

.hero__text p + p {
  margin-top: 8px;
}

.hero__visual {
  position: relative;
  flex-shrink: 0;
  width: 552px;
  height: 440px;
}

.hero__image {
  width: 100%;
  height: 100%;
  object-fit: cover;
  border-radius: 24px;
}

.hero__phone {
  position: absolute;
  left: 44px;
  top: 20px;
  width: 155px;
  border-radius: 16px;
  box-shadow: 0 25px 50px -12px rgba(0, 37, 118, 0.15);
}

/* Product Details */
.product {
  padding: 80px 0;
  text-align: center;
}

.product__title {
  font-size: 48px;
  font-weight: 700;
  color: #012e8f;
  line-height: 56px;
  letter-spacing: -0.96px;
  margin-bottom: 24px;
}

.product__desc {
  font-size: 20px;
  line-height: 34px;
  max-width: 906px;
  margin: 0 auto 48px;
}

.product__card {
  background: #fff;
  border: 1px solid rgba(196, 197, 213, 0.3);
  border-radius: 16px;
  padding: 32px;
  box-shadow: 0 25px 50px -12px rgba(0, 37, 118, 0.05);
}

.product__grid {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 32px 48px;
}

.product__item-label {
  font-size: 16px;
  font-weight: 500;
  color: #444653;
  line-height: 24px;
}

.product__item-value {
  font-size: 16px;
  font-weight: 700;
  color: #002576;
  line-height: 24px;
}

.product__row {
  display: flex;
  align-items: center;
  justify-content: space-between;
  margin-bottom: 8px;
}

.product__bar {
  height: 8px;
  background: #dce9ff;
  border-radius: 8px;
}

/* Representative Example */
.example {
  background: #012e8f;
  padding: 80px;
  position: relative;
  overflow: hidden;
}

.example__inner {
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: 64px;
  max-width: 1280px;
  margin: 0 auto;
  position: relative;
  z-index: 1;
}

.example__content {
  flex: 1;
  max-width: 608px;
}

.example__title {
  font-size: 42px;
  font-weight: 700;
  color: #fff;
  line-height: 56px;
  letter-spacing: -0.96px;
  margin-bottom: 24px;
}

.example__text {
  font-size: 18px;
  line-height: 28px;
  color: #e3fffe;
  opacity: 0.9;
  margin-bottom: 24px;
}

.example__formula {
  display: flex;
  align-items: center;
  gap: 16px;
  padding: 16px;
  background: rgba(255, 255, 255, 0.1);
  border-radius: 12px;
  margin-bottom: 24px;
}

.example__formula-icon {
  width: 20px;
  height: 20px;
  flex-shrink: 0;
}

.example__formula-label {
  font-size: 14px;
  font-weight: 700;
  color: #e3fffe;
  line-height: 20px;
}

.example__formula-value {
  font-size: 16px;
  color: #e3fffe;
  opacity: 0.8;
  line-height: 24px;
}

.example__card {
  flex-shrink: 0;
  width: 448px;
  background: #fff;
  border-radius: 48px;
  padding: 40px;
  box-shadow: 0 25px 50px -12px rgba(0, 0, 0, 0.25);
}

.example__card-grid {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 16px 24px;
  margin-bottom: 16px;
}

.example__card-item {
  font-size: 13px;
  color: #3e4949;
  line-height: 20px;
}

.example__card-item strong {
  color: #006565;
  font-weight: 700;
}

.example__card-bar {
  grid-column: 1 / -1;
  height: 8px;
  background: #dde4e6;
  border-radius: 8px;
  margin-bottom: 8px;
}

.example__repayment {
  display: flex;
  align-items: center;
  justify-content: space-between;
  margin: 24px 0 32px;
}

.example__repayment-label {
  font-size: 16px;
  color: #3e4949;
}

.example__repayment-value {
  font-size: 24px;
  font-weight: 700;
  color: #a43c12;
  line-height: 32px;
}

.example__btn {
  display: flex;
  align-items: center;
  justify-content: center;
  width: 100%;
  padding: 16px;
  background: #fbcb06;
  border-radius: 9999px;
  font-size: 24px;
  font-weight: 600;
  color: #705b00;
  line-height: 32px;
  border: none;
  cursor: pointer;
  box-shadow: 0 10px 25px -5px rgba(254, 126, 79, 0.4);
  transition: opacity 0.2s;
}

.example__btn:hover {
  opacity: 0.9;
}

/* Borrow Responsibly */
.borrow {
  padding: 80px 0;
  text-align: center;
}

.borrow__title {
  font-size: 48px;
  font-weight: 700;
  color: #012e8f;
  line-height: 56px;
  letter-spacing: -0.96px;
  margin-bottom: 24px;
}

.borrow__text {
  font-size: 20px;
  line-height: 34px;
  max-width: 906px;
  margin: 0 auto;
}

.borrow__text p + p {
  margin-top: 8px;
}

/* Eligibility */
.eligibility {
  position: relative;
  padding: 80px;
  min-height: 772px;
}

.eligibility__bg {
  position: absolute;
  inset: 0;
  overflow: hidden;
}

.eligibility__bg img {
  width: 100%;
  height: 100%;
  object-fit: cover;
}

.eligibility__overlay {
  position: absolute;
  inset: 0;
  background: rgba(255, 255, 255, 0.4);
  backdrop-filter: blur(1px);
}

.eligibility__inner {
  position: relative;
  z-index: 1;
  max-width: 1280px;
  margin: 0 auto;
}

.eligibility__title {
  font-size: 32px;
  font-weight: 600;
  color: #fff;
  line-height: 40px;
  letter-spacing: -0.32px;
  margin-bottom: 40px;
}

.eligibility__list {
  display: flex;
  flex-direction: column;
  gap: 24px;
}

.eligibility__item {
  display: flex;
  align-items: center;
  gap: 24px;
  padding: 33px;
  background: rgba(255, 255, 255, 0.75);
  border: 1px solid rgba(255, 255, 255, 0.6);
  border-radius: 24px;
  backdrop-filter: blur(12px);
}

.eligibility__icon {
  width: 56px;
  height: 56px;
  flex-shrink: 0;
}

.eligibility__step {
  font-size: 16px;
  color: #002576;
  line-height: 24px;
}

.eligibility__desc {
  font-size: 16px;
  color: #444653;
  line-height: 24px;
}

/* Compliance */
.compliance {
  background: #f7fafc;
  padding: 80px 192px;
}

.compliance__title {
  font-size: 48px;
  font-weight: 700;
  color: #012e8f;
  line-height: 56px;
  letter-spacing: -0.96px;
  text-align: center;
  margin-bottom: 48px;
}

.compliance__card {
  background: #f1f4f6;
  border: 1px solid #c2c7cf;
  border-radius: 8px;
  padding: 49px;
  box-shadow: 0 1px 1px rgba(0, 0, 0, 0.05);
}

.compliance__grid {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 48px;
}

.compliance__heading {
  font-size: 16px;
  color: #00243c;
  letter-spacing: 0.8px;
  text-transform: uppercase;
  line-height: 24px;
  margin-bottom: 15px;
}

.compliance__intro {
  font-size: 13px;
  font-weight: 500;
  color: #181c1e;
  line-height: 21px;
  margin-bottom: 16px;
}

.compliance__row {
  display: flex;
  align-items: flex-start;
  justify-content: space-between;
  padding: 8px 0;
  border-bottom: 1px solid rgba(194, 199, 207, 0.3);
  font-size: 16px;
  line-height: 24px;
}

.compliance__row:last-child {
  border-bottom: none;
}

.compliance__row-label {
  color: #42474e;
}

.compliance__row-value {
  font-weight: 700;
  color: #00243c;
  text-align: right;
}

.compliance__right {
  border-left: 1px solid rgba(194, 199, 207, 0.3);
  padding-left: 49px;
}

.compliance__sec {
  display: flex;
  align-items: center;
  gap: 16px;
  padding: 16px;
  background: rgba(255, 255, 255, 0.5);
  border-radius: 4px;
  margin-top: 16px;
}

.compliance__sec-icon {
  width: 22px;
  height: 27px;
  flex-shrink: 0;
}

.compliance__sec-text {
  font-size: 14px;
  font-weight: 500;
  color: #42474e;
  line-height: 20px;
}

/* Footer */
.footer {
  background: #213145;
  padding: 42px 80px 33px;
}

.footer__inner {
  max-width: 1280px;
  margin: 0 auto;
}

.footer__top {
  display: flex;
  justify-content: space-between;
  gap: 48px;
  padding-bottom: 40px;
}

.footer__brand {
  max-width: 640px;
}

.footer__logo {
  font-size: 24px;
  font-weight: 700;
  color: #dce1ff;
  line-height: 32px;
  margin-bottom: 4px;
}

.footer__tagline {
  font-size: 16px;
  color: rgba(211, 228, 254, 0.8);
  line-height: 24px;
  margin-bottom: 24px;
}

.footer__info {
  font-size: 16px;
  color: rgba(211, 228, 254, 0.8);
  line-height: 24px;
}

.footer__info p + p {
  margin-top: 8px;
}

.footer__links-title {
  font-size: 16px;
  color: rgba(211, 228, 254, 0.8);
  line-height: 34px;
  margin-bottom: 4px;
}

.footer__links {
  list-style: none;
}

.footer__links li {
  line-height: 34px;
}

.footer__links a {
  font-size: 16px;
  color: rgba(211, 228, 254, 0.8);
  text-decoration: underline;
  transition: color 0.2s;
}

.footer__links a:hover {
  color: #fff;
}

.footer__bottom {
  border-top: 1px solid rgba(255, 255, 255, 0.1);
  padding-top: 33px;
}

.footer__copyright {
  font-size: 14px;
  color: rgba(211, 228, 254, 0.6);
  line-height: 20px;
}