*,
*::before,
*::after {
  box-sizing: border-box;
  margin: 0;
  padding: 0;
}

body {
  font-family: 'Inter', -apple-system, BlinkMacSystemFont, 'Segoe UI', Roboto, sans-serif;
  color: #444653;
  background: #f8f9ff;
  line-height: 1.5;
}

a {
  text-decoration: none;
  color: inherit;
}

img {
  display: block;
  max-width: 100%;
}

.page {
  min-width: 1280px;
}

/* Header */
.header {
  position: sticky;
  top: 0;
  z-index: 100;
  height: 89px;
  background: rgba(255, 255, 255, 0.95);
  box-shadow: 0 4px 6px -1px rgba(0, 0, 0, 0.1), 0 2px 4px -2px rgba(0, 0, 0, 0.1);
}

.header__inner {
  display: flex;
  align-items: center;
  justify-content: space-between;
  height: 89px;
  padding: 0 80px;
  max-width: 1280px;
  margin: 0 auto;
}

.header__logo {
  font-size: 24px;
  font-weight: 700;
  color: #002576;
  line-height: 32px;
}

.header__nav {
  display: flex;
  align-items: center;
  gap: 32px;
}

.header__nav-link {
  font-size: 16px;
  line-height: 24px;
  color: #444653;
  transition: color 0.2s;
}

.header__nav-link:hover {
  color: #002576;
}

.header__nav-link--active {
  font-weight: 600;
  color: #002576;
}

.header__btn {
  display: inline-flex;
  align-items: center;
  justify-content: center;
  padding: 8px 24px;
  background: #ffd31a;
  border-radius: 9999px;
  font-size: 16px;
  font-weight: 700;
  color: #705b00;
  line-height: 24px;
  transition: opacity 0.2s;
}

.header__btn:hover {
  opacity: 0.9;
}

/* Hero */
.hero {
  background: #fff;
  padding: 40px 80px 80px;
  max-width: 1280px;
  margin: 0 auto 80px;
}

.hero__inner {
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: 40px;
}

.hero__content {
  flex: 1;
  max-width: 512px;
}

.hero__title {
  font-size: 64px;
  font-weight: 700;
  color: #002576;
  line-height: 56px;
  letter-spacing: -0.96px;
  margin-bottom: 24px;
}

.hero__text {
  font-size: 18px;
  line-height: 28px;
  color: #43474f;
}

.hero__text p + p {
  margin-top: 8px;
}

.hero__visual {
  position: relative;
  flex-shrink: 0;
  width: 544px;
}

.hero__blur {
  position: absolute;
  border-radius: 9999px;
  pointer-events: none;
}

.hero__blur--top {
  top: -80px;
  right: -80px;
  width: 384px;
  height: 384px;
  background: rgba(0, 71, 187, 0.2);
  filter: blur(60px);
}

.hero__blur--bottom {
  bottom: -80px;
  left: -80px;
  width: 288px;
  height: 288px;
  background: rgba(210, 224, 254, 0.3);
  filter: blur(50px);
}

.hero__frame {
  position: relative;
  padding: 8px;
  background: rgba(255, 255, 255, 0.85);
  backdrop-filter: blur(8px);
  border-radius: 32px;
  box-shadow: 0 20px 40px rgba(0, 50, 138, 0.04), 0 8px 16px rgba(0, 50, 138, 0.06);
  overflow: hidden;
}

.hero__image {
  width: 100%;
  height: 390px;
  object-fit: cover;
  border-radius: 30px;
}

.hero__frame-gradient {
  position: absolute;
  inset: 1px;
  border-radius: 31px;
  background: linear-gradient(36.7deg, rgba(0, 50, 138, 0.2) 0%, rgba(0, 50, 138, 0) 100%);
  pointer-events: none;
}

/* Fee Cards */
.fees-cards {
  padding: 0 80px 80px;
  max-width: 1280px;
  margin: 0 auto;
}

.fees-cards__inner {
  display: flex;
  flex-direction: column;
  gap: 24px;
}

.fees-cards__row {
  display: flex;
  gap: 24px;
}

.fee-card {
  position: relative;
  display: flex;
  flex-direction: column;
  justify-content: space-between;
  padding: 41px;
  border: 1px solid rgba(255, 255, 255, 0.3);
  border-radius: 24px;
  background: rgba(255, 255, 255, 0.85);
  backdrop-filter: blur(8px);
  box-shadow: inset 0 1px 0 1px rgba(255, 255, 255, 0.5);
  overflow: hidden;
}

.fee-card::before {
  content: '';
  position: absolute;
  top: 0;
  left: 50%;
  right: 0;
  bottom: 0;
  background: linear-gradient(to left, rgba(0, 50, 138, 0.05), rgba(0, 50, 138, 0));
  pointer-events: none;
}

.fee-card--loan-amount {
  flex: 1;
  min-height: 333px;
}

.fee-card--loan-term {
  width: 357px;
  flex-shrink: 0;
  min-height: 333px;
  background: rgba(220, 233, 255, 0.5);
  box-shadow: inset 0 1px 0 rgba(255, 255, 255, 0.5);
}

.fee-card--loan-term::before {
  display: none;
}

.fee-card--max-apr {
  width: 357px;
  flex-shrink: 0;
  min-height: 258px;
}

.fee-card--service-fee {
  flex: 1;
  min-height: 258px;
}

.fee-card__top {
  position: relative;
  z-index: 1;
}

.fee-card__icon-wrap {
  display: flex;
  align-items: center;
  justify-content: center;
  width: 48px;
  height: 48px;
  background: rgba(0, 50, 138, 0.1);
  border-radius: 16px;
}

.fee-card__icon-wrap--term {
  background: rgba(81, 95, 120, 0.1);
}

.fee-card__icon {
  width: 22px;
  height: 16px;
}

.fee-card__icon--term {
  width: 18px;
  height: 20px;
}

.fee-card__icon--apr {
  width: 16px;
  height: 16px;
}

.fee-card__title {
  margin-top: 24px;
  font-family: 'Hanken Grotesk', 'Inter', sans-serif;
  font-size: 24px;
  font-weight: 600;
  color: #0b1c30;
  line-height: 32px;
  letter-spacing: 0.48px;
}

.fee-card__desc {
  margin-top: 8px;
  max-width: 384px;
  font-family: 'Hanken Grotesk', 'Inter', sans-serif;
  font-size: 16px;
  color: #434653;
  line-height: 24px;
}

.fee-card__value {
  position: relative;
  z-index: 1;
  margin-top: 32px;
  font-family: 'Hanken Grotesk', 'Inter', sans-serif;
  font-size: 32px;
  font-weight: 700;
  color: #00328a;
  line-height: 60px;
  letter-spacing: -1px;
}

.fee-card__value--term {
  font-size: 32px;
  line-height: 48px;
  letter-spacing: -0.8px;
}

.fee-card__value--apr {
  font-size: 40px;
}

.fee-card__value--service {
  font-size: 40px;
}

.fee-card__apr {
  position: relative;
  z-index: 1;
  margin-top: 32px;
}

.fee-card__label {
  margin-top: 8px;
  font-family: 'Hanken Grotesk', 'Inter', sans-serif;
  font-size: 12px;
  font-weight: 500;
  color: #434653;
  line-height: 16px;
  letter-spacing: 0.6px;
  text-transform: uppercase;
}

/* Notice */
.notice {
  position: relative;
  padding: 40px;
  border: 1px solid rgba(255, 255, 255, 0.3);
  border-radius: 24px;
  background: #012e8f;
  backdrop-filter: blur(8px);
  box-shadow: inset 0 1px 0 rgba(255, 255, 255, 0.5);
  overflow: hidden;
}

.notice__icon-wrap {
  display: flex;
  align-items: center;
  justify-content: center;
  width: 48px;
  height: 48px;
  background: rgba(255, 255, 255, 0.2);
  border-radius: 16px;
}

.notice__icon {
  width: 22px;
  height: 21px;
}

.notice__title {
  margin-top: 16px;
  font-family: 'Hanken Grotesk', 'Inter', sans-serif;
  font-size: 24px;
  font-weight: 600;
  color: #fff;
  line-height: 32px;
  letter-spacing: 0.48px;
}

.notice__text {
  margin-top: 16px;
  max-width: 784px;
  font-family: 'Hanken Grotesk', 'Inter', sans-serif;
  font-size: 16px;
  color: rgba(255, 255, 255, 0.8);
  line-height: 24px;
}

/* Footer */
.footer {
  background: #213145;
  padding: 42px 80px 33px;
}

.footer__inner {
  max-width: 1280px;
  margin: 0 auto;
}

.footer__top {
  display: flex;
  justify-content: space-between;
  gap: 48px;
  padding-bottom: 40px;
}

.footer__brand {
  max-width: 640px;
}

.footer__logo {
  font-size: 24px;
  font-weight: 700;
  color: #dce1ff;
  line-height: 32px;
  margin-bottom: 4px;
}

.footer__tagline {
  font-size: 16px;
  color: rgba(211, 228, 254, 0.8);
  line-height: 24px;
  margin-bottom: 24px;
}

.footer__info {
  font-size: 16px;
  color: rgba(211, 228, 254, 0.8);
  line-height: 24px;
}

.footer__info p + p {
  margin-top: 8px;
}

.footer__links-title {
  font-size: 16px;
  color: rgba(211, 228, 254, 0.8);
  line-height: 34px;
  margin-bottom: 4px;
}

.footer__links {
  list-style: none;
}

.footer__links li {
  line-height: 34px;
}

.footer__links a {
  font-size: 16px;
  color: rgba(211, 228, 254, 0.8);
  text-decoration: underline;
  transition: color 0.2s;
}

.footer__links a:hover {
  color: #fff;
}

.footer__bottom {
  border-top: 1px solid rgba(255, 255, 255, 0.1);
  padding-top: 33px;
}

.footer__copyright {
  font-size: 14px;
  color: rgba(211, 228, 254, 0.6);
  line-height: 20px;
}